Welcome to Upper Peninsula State Bank

Horizon Club

If you're age 55 or more, you've already fulfilled the most important requirement for HORIZONS CLUB membership. The only other is that you bank with us and maintain a minimum balance of $2,500 in combination of checking, regular savings or certificates of deposit. That's all there is to it! And look at the benefits you'll enjoy.

  • Quarterly newsletter with information of special interest to seniors. 
  • Free checking account with interest (nominal charge for purchase of checks).
  • No limit on the number of checks written.
  • Free cashier’s checks.
  • Free money orders.
  • Free ATM & Visa Check Card
  • Personal assistance by bank officers with money management to help make your money work harder for you.
  • Direct deposit service for Social Security and retirement checks.
  • Discount on safe deposit box annual fee.
  • Many other special bank services.

Horizons Advantage

$2.00 per month fee

  • Accidental Death & Dismemberment Insurance

You will be covered by $10,000 Accidental Death & Dismemberment insurance and $20,000 Common Carrier insurance. Coverage is reduced 50% at age 70. If you have a joint account, total coverage is divided evenly. The $10,000 is 24-hour AD&D and is not limited to vehicles for hire.

  • Prescription Drug Discount

Through a nationally recognized prescription drug program, you will receive discounts or the best price available on your prescription at your local participating pharmacist. This is not a mail in program or generic drug only prescription service.

  • Hotel/Motel Discounts

You will receive an ITC-50 membership which will entitle you to save 50% off the regular rate for each night you stay at thousands of hotels and motels across America and abroad.

  • Rental Car Discounts

You will receive discounts at Alamo, Avis, Budget, Hertz and National car rental agencies.

So come join the Club. We're looking forward to welcoming you as a member! Get in on the good times with our Horizons Club!

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